Which term enables securing sensitive transactions with multi-factor methods?

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Multiple Choice

Which term enables securing sensitive transactions with multi-factor methods?

Explanation:
Central enforcement of multi-factor authentication at the access layer is what enables securing sensitive transactions. An Access Proxy Solutions sits between users and applications and acts as the gatekeeper for access. It can enforce authentication policies, including requiring a second factor, before granting access or before allowing high-stakes actions. This centralizes MFA across multiple apps, reduces the need for each app to implement its own MFA, and can trigger step-up prompts for particularly sensitive operations. Risk-Based Authentication, while related, is about deciding when to require MFA based on risk signals rather than providing the enforcement point itself. End Users and Application Owners describe people or roles, not the mechanism that secures transactions.

Central enforcement of multi-factor authentication at the access layer is what enables securing sensitive transactions. An Access Proxy Solutions sits between users and applications and acts as the gatekeeper for access. It can enforce authentication policies, including requiring a second factor, before granting access or before allowing high-stakes actions. This centralizes MFA across multiple apps, reduces the need for each app to implement its own MFA, and can trigger step-up prompts for particularly sensitive operations.

Risk-Based Authentication, while related, is about deciding when to require MFA based on risk signals rather than providing the enforcement point itself. End Users and Application Owners describe people or roles, not the mechanism that secures transactions.

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